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  • Juridica
    2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 I II III IV V VI VII VIII IX X Tutvustus Viimane number Tellimine Abi Autorid Tõlkijad Toimetuskolleegium Toimetus Seadistused Logout Autorid

    Original URL path: http://www.juridica.ee/password_recovery.php (2015-07-23)
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  • Juridica
    en php document en articles 2015 4 251033 SUM php Taking credit is considered a normal consumer behaviour today which enables an informed consumer to improve their standard of living if the conditions are favourable Although serious socio economic problems will occur if the consumer is unable to perform their obligations arising from the credit contract and encounters solvency problems Regrettably the statistics show that there are a significant number of such consumers in Estonia and this number has grown constantly br br This is a circle of problems which the regulator has also acknowledged and tried to actively deal with over the last few years On 18 February 2015 the Riigikogu Parliament adopted among other drafts the draft Act to amend the Code of Civil Procedure and other acts 844 SE and the draft Act to amend the Law of Obligations Act Consumer Protection Act and Study Allowances and Study Loans Act 786 SE which established the annual percentage rate of charge APRC of a consumer credit contract and the maximum amount of expenses the reimbursement of which can be requested from the consumer br br This article explains the background and purpose of the amendments soon to be enacted in the Law of Obligations Act and gives an overview of their content whereas special attention is paid to the issues that caused the majority of disputes in the course of proceeding the drafts 2015 07 04 22 30 42 Kristiina Koll Who Is the Master of the Consumer s Client Data Direct Marketing Based on the Example of Credit Institutions http www juridica ee juridica en php document en articles 2015 4 251035 SUM php A majority of transactions by Estonian households are performed using a payment card or bank transfer Thus the credit institutions have an extensive overview of their clients besides the name personal ID code and contact data of a person a credit institution also knows about the communication language family and relations with third parties position workplace income assets liabilities incl payment history consumption habits and parties to the transactions According to the amended Credit Institutions Act that entered into force on 1 January 2008 the consent that is necessary for processing personal data may be contained in standard terms and the credit institution may unilaterally change the standard terms on certain conditions The Data Protection Inspectorate has recognised that the rules on client data processing being a part of the banks standard terms contain a principle that by forwarding their contact data to the bank e g to conclude a loan contract the person has given their consent to forwarding their data to the selected cooperation partners to receive their offers Considering global developments it may be expected that in the future the interest of the partners of credit institutions will extend not only to getting the clients contact data but also to getting profiled client data The author of the article is seeking for an answer to the question whether and to

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  • Juridica
    2000 1999 1998 1997 1996 1995 1994 1993 I II III IV V VI VII VIII IX X Tutvustus Viimane number Tellimine Abi Autorid Tõlkijad Toimetuskolleegium Toimetus Seadistused Logout Autorid Kõik materjalid Avalikud materjalid Parooliga materjalid Autor Arno Aadamsoo Juridica

    Original URL path: http://www.juridica.ee/show_cv.php?uid=20250 (2015-07-23)
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  • Juridica
    VII VIII IX X Tutvustus Viimane number Tellimine Abi Autorid Tõlkijad Toimetuskolleegium Toimetus Seadistused Logout Autorid Kõik materjalid Avalikud materjalid Parooliga materjalid Autor Norman Aas Juridica artiklid Riigi peaprokuröri ülevaade Riigikogu põhiseaduskomisjonile Juridica 2014 nr 7 lk 540 544 Austatud lugeja Juridica 2011 nr 8 lk 557 557 Eesti prokuratuurisüsteem rahvusvaheliste standardite valguses Juridica 2011 nr 8 lk 559 571 Kes vastutab kohtueelse menetluse eest Juridica 2000 nr 9 lk

    Original URL path: http://www.juridica.ee/show_cv.php?uid=6052 (2015-07-23)
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  • Juridica
    1999 1998 1997 1996 1995 1994 1993 I II III IV V VI VII VIII IX X Tutvustus Viimane number Tellimine Abi Autorid Tõlkijad Toimetuskolleegium Toimetus Seadistused Logout Autorid Kõik materjalid Avalikud materjalid Parooliga materjalid Autor Mari Liis Aasamets Juridica

    Original URL path: http://www.juridica.ee/show_cv.php?uid=184526 (2015-07-23)
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  • Juridica
    1998 1997 1996 1995 1994 1993 I II III IV V VI VII VIII IX X Tutvustus Viimane number Tellimine Abi Autorid Tõlkijad Toimetuskolleegium Toimetus Seadistused Logout Autorid Kõik materjalid Avalikud materjalid Parooliga materjalid Autor Kalev Aavik Juridica artiklid Tegevusloa

    Original URL path: http://www.juridica.ee/show_cv.php?uid=195285 (2015-07-23)
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  • Juridica
    2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 I II III IV V VI VII VIII IX X Tutvustus Viimane number Tellimine Abi Autorid Tõlkijad Toimetuskolleegium Toimetus Seadistused Logout Autorid Kõik materjalid Avalikud materjalid Parooliga materjalid Autor Jaak Aaviksoo Juridica artiklid Tartu Ülikooli ja Eesti õigusteaduse tulevikust Juridica 2002 nr 4 lk 211 214 Eessõna Juridica Ülikooliseaduse ja Tartu Ülikooli seaduse käsitlusele Juridica 1995

    Original URL path: http://www.juridica.ee/show_cv.php?uid=27470 (2015-07-23)
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  • Juridica
    2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 I II III IV V VI VII VIII IX X Tutvustus Viimane number Tellimine Abi Autorid Tõlkijad Toimetuskolleegium Toimetus Seadistused Logout Autorid Kõik materjalid Avalikud materjalid Parooliga materjalid Autor Anno Aedmaa Juridica artiklid Kommunikatsioon haldusmenetluses Juridica 2005 nr 2 lk 103 113 Avaliku korra kaitse Eesti õigusruumis Juridica 2004 nr 7 lk 499 504 Haldusakti põhjendamise kohustus

    Original URL path: http://www.juridica.ee/show_cv.php?uid=120 (2015-07-23)
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