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  • Ceļojumu apdrošināšana
    required Then the indemnity is paid in the amount of 70 from which the deductible is deducted To receive the insurance indemnity you shall save and present originals of documents certifying payments made to purchase additional goods Important You should take into account that no indemnity is paid when your luggage is delayed on return to Estonia Lost or damaged luggage If your luggage has been damaged or lost you need a carrier s statement about luggage damages or a confirmation of its loss if luggage has been lost while under the carrier s control the insurance indemnity is paid only after the carrier has reimbursed its part of losses the insurer pays the difference between the value of the luggage and the compensation paid by the carrier in the amount of the luggage insured amount Travel cancellation Travel cancellation expenses are indemnified if there is an appropriate doctor s order a serious accident has occurred a sudden severe decease or death of the insured his her relative or dependent has been stated Expenses which cannot be recovered from the travel organizer are indemnified To receive this indemnity originals of documents certifying payments made which cannot be withdrawn or otherwise reimbursed as well as documents justifying the cause of travel cancellation original doctor s statement or original death certificate should be presented Travel interruption Justified expenses related to the travel interruption are indemnified if an accident has occurred a sudden severe illness or death of the insured his her relative or dependent has been stated the property of the insured has suffered an accident in his her country of origin the carrier delays the start time of the travel or delivery of the insured to the destination specified in the contract with the insurer due to bad weather technical reasons or traffic accident Depending on the cause of the travel interruption you should submit the following documents together with your claim doctor s statement or original of the death certificate document certifying the fact of property accident report from a house management company police statement etc carrier s statement about causes of interruption documents certifying unexpected transport and maintenance expenses upon approval of the insurer Civil liability If an accident occurs during the travel and you unintentionally incur damages or losses are incurred to health life or property of a third person you shall inform us immediately as soon as it becomes possible Where to notify about the accident We kindly request you to notify about your accident within 30 days after your return if you have not contacted our cooperation partners immediately after the accident abroad it is necessary to reimburse losses in other situations disability luggage delay loss or damage travel interruption or cancellation civil liability Choose the best play to notify about your accident complete the travel insurance indemnity claim form and send it by e mail to atlidzibas ban lv or by fax to 67080447 Which documents are required To receive the insurance indemnity you need

    Original URL path: http://www.ban.ee/en/kahjukasitlus/reisikindlustus/ (2015-05-20)
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